Delaware CarePlan, Inc. is a nonprofit, non-governmental organization established pursuant to a Delaware statute enacted in July 1998. The organization is ready to assist parents and guardians in ensuring their family member with special needs can continue to lead a safe and meaningful life by developing a personalized care plan and establishing a special needs trust - without making him or her ineligible for crucial government benefits, like Medicaid and Supplemental Security Income.
By law, participants in our program remain eligible for government programs such as Supplemental Security Income and Medicaid. A trust fund is set up to provide for goods and services not typically supported by federal and state programs.
A significant benefit of the program is that it permits the pooling of funds for investment purposes. Until recently, setting up a trust for a family member with a disability has been out of reach for families of moderate means. Delaware CarePlan allows families to fund a trust with $5,000 or more. Most financial institutions require a minimum deposit of $250,000 for trust services. Delaware CarePlan will permit those families to pool assets to maximize investments, but still earmark those funds for the specific individual with a disability.
Delaware CarePlan offers flexibility in addressing the individual needs of each family. Families work with Delaware CarePlan professionals to create a comprehensive, individualized care plan, which guides how the trust funds will benefit your loved one's enhanced quality of life. As your family member's interests and needs change, the personal care plan will be updated to reflect these changes. If, at some point, no family members are available, Delaware CarePlan ensures your loved one's supplemental needs are met.